The cdfa / About CDFIs / What is a CDFI?

What is a CDFI?

Community development finance institutions (CDFIs) lend money to businesses and people who struggle to get finance from high street banks. They are social enterprises that invest in customers and communities.

CDFIs create jobs and help businesses to start and grow. They help people to pay bills, meet unexpected expenses or improve their home. They help people who may otherwise use high cost credit, such as payday lenders.

They provide support as well as finance, giving extra help and advice where it’s needed.

They are about people. They get to know their customers; they help viable enterprises and people who can afford to repay.

There are currently around 60 CDFIs supporting customers in all regions of the UK. Each CDFI is unique, serving local needs.


What next?

Find your local CDFI by visiting

Read more about how CDFIs are funded, who they lend to and how they operate in Inside Community Finance