The cdfa / Membership / Types of membership

Types of membership

Thank you for your interest in the CDFA. We have full members, associate members and supporters. Further details about types of membership and criteria for joining the CDFA are set out below.

General membership criteria

All Members must:

  1. Have a commitment to community or economic development within disadvantaged communities or within markets that are not adequately served by mainstream financial service providers.
  2. Engage in loan management provision as principal or agent.
  3. Be an independent, non-governmental, not for private profit distributing organisation.
  4. Be committed to continued professional and organisational development, which can be demonstrated through reaching appropriate performance levels within a realistic time frame.
  5. Demonstrate accountability and transparency to its stakeholders including its target community.
  6. Demonstrate responsible lending and business practices, including having a plan for long-term sustainability.
  7. Commit to comply with the CDFA Code of Practice
  8. Commit to submit their loan portfolio activity and performance data in the annual Inside Community Finance and quarterly surveys, which helps us collate and build valuable stakeholder data

If the applicant is a subsidiary or part of a larger organisation or group structure, the applicant must in its own right be a not for private profit social enterprise and hence must be able to fulfil criteria 1 and 3 above

Full membership

In order to qualify for full membership your organisation must have:

  • Successfully managed a loan portfolio for a period of at least the last twelve months.
  • Complied with the CDFA Code of Practice, demonstrated by submission of documentation of adoption by your board.

Read more about the benefits of membership.

Associate membership

Associate membership is relevant for all organisations that meet the general criteria but have not yet qualified for Full Membership status, for example if you have not yet managed a loan portfolio for a minimum of the last 12 months.

If you are accepted for membership but currently only meet the general criteria requirements, you will be accepted as an Associate Member until such time as you have met the requirements for Full Membership

Associate members cannot access all membership services, for example, access to funding schemes would generally require full membership status in order to apply.

Membership fees

Fees are annual and due in January of each year. All fees are subject to VAT.

Full Membership fees are based on outstanding portfolio

Under £500,000: £540 + VAT
£500,000 to £1 million: £1,080 + VAT
Over £1 million: £1,620 + VAT

Associate Membership fees recognise restricted access to services and are levied at £435 + VAT


Our Supporter category is for individuals and organisations (non-community finance lending organisations) looking to connect with the CDFA and the community finance sector.

Benefits of becoming a Supporter include:

  • Cross-referrals made where appropriate
  • Marketing slot on CDFA website
  • Regular newsletter containing sector news and intelligence
  • Job board listings on CDFA website
  • Inclusion in press pieces
  • CDFA Conference pack profiling
  • Discounted market place slot at CDFA Conference
  • Bi-annual review meetings

Supporter fees

Individual: £82
Organisations (all sizes): £330


Please contact the membership team if you would like further information on any of these options  020 7430 0222.


Find out how to apply for membership of the CDFA.

Read about the benefits of membership.