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News

Front Page News, Just Finance Blog

Lending, lending, lending…

It’s been a busy time for our business-focused CDFIs. They’ve been posting record lending figures, helping more small firms than ever.

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Front Page News, Just Finance Blog

Charities and social investment

With the current focus on growing and diversifying the social investment market, particularly in London and the South East, we may risk overlooking the particular experience of charities in taking social investment. ‘Charities and Social Investment’ , a report commissioned by the Charity Commission for England and Wales from the Institute for Voluntary Action Research and written by Leila Baker and Niamh Goggin, provides an insight into the barriers and risks facing charities receiving social investment.

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Just Finance Blog

At the vanguard of a new kind of economics

Community Economics is a model that harnesses the skills, knowledge and capability present in all communities; it has the potential to bridge the gap between rich and poor that current, free market economics create, and that we know is failing an increasing percentage of the population denied access to the finance needed to create jobs, opportunity and capability.

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Just Finance Blog

Raising positive investment online

Ethex is a not-for-profit organisation that aims to raise investment capital for businesses that deliver a positive benefit to society.

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Just Finance Blog

Put your money on the high street

Our high streets don’t look like they once did. They’re now full of bookmakers, pawn shops and payday lenders.

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Just Finance Blog

Banking the unbankable

More and more firms are slipping into the category of ‘the unbankable’. But there is light – and money – at the end of the tunnel for these businesses.

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News

My Home Finance wins Responsible Lender of the Year

Congratulations to CDFA member My Home Finance which won Responsible Lender of the Year at the recent Credit Today Awards.

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News

OFT ‘ineffective and timid’ in tackling payday lenders, says Public Accounts Committee

OFT under fire, and a Citizens Advice survey finds payday lenders are breaking pledges to clean up their act.

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News

Big Society Capital plans to commit up to £100m in the next year

In its first annual report, Big Society Capital says it will work with mainstream financial institutions over the coming year to see how they can better support social investment.

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Just Finance Blog, News

Time to get ruthless?

Banks lend to the most profitable customers. CDFIs lend to customers that are seen as less-profitable, more-risky. They lend smaller amounts, they build relationships with customers and, in most cases, also provide support and advice. This could be giving money management advice to a customer, or helping a social enterprise with its business plan. It is these value added services that are a core part of the CDFI’s social mission, and a core reason why they are effective at helping enterprises and families.

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News